Specific terms and conditions of use appearing on specific web pages and/or sections of our Website or our Mobile App may also apply. Such specific terms and conditions of use shall constitute a part of these Conditions. In the event of any conflict between such specific terms and conditions of use and these Conditions, the specific terms and conditions of use shall prevail to the extent of such conflict.

Headings are inserted for convenience and shall not affect the interpretation of these Conditions.

1. The information and materials located or hosted on, or linked to, our Website and Mobile App (the “Materials”) are protected by copyright, trademark and other forms of proprietary rights. Such Materials include, but are not limited to, any price information, data, photographs, graphics, illustrations, designs, trademarks, trade names, service marks, product names, logos, insignias or other devices, software programmes, downloadable files, software applications, interactive features, tools, services, articles, videos or other information or content made available on or through our Website and Mobile App. The presentation and layout of the Materials is also protected by copyrights, trademarks, service marks, international treaties and other proprietary rights and laws of Singapore and other countries.

2. Unless otherwise stated, the rights, titles and interests to the Materials are owned by, licensed to or controlled by us.

3. You shall not use any of the names, marks, designs and logos owned or controlled by Finsights and/or Finsights’ affiliates (collectively, “Finsights Marks”, including the words “TradingKey”, Finsights’ TradingKey logo and other service marks, trademarks, trade names, slogans, symbols, designs, insignia, emblems and other identifying characteristics associated with Finsights and/or its affiliates, whether used alone or in conjunction with any other name, words or marks) without Finsights’ prior written consent.

4. Finsights and/or any Finsights affiliate may in its sole discretion request you to modify or remove any Finsights Mark, including where such use or reproduction may affect Finsights’ and/or Finsights’ affiliates’ rights. Finsights and Finsights’ affiliates reserve all rights to take action against any misuse or infringement of any Finsights Mark and/or violations of applicable laws. In the event you enter into any definitive agreement with Finsights and/or any of Finsights’ affiliates relating to any Finsights Mark, the terms of such definitive agreement shall prevail in the event of conflict between such definitive agreement and any of these Conditions.

5. All other trademarks, trade names, service marks, product names and logos contained herein that are not owned by, licensed to or controlled by us are used in an editorial fashion only, and to the benefit of respective owners, with no intention of infringement of any trademark or any other intellectual property rights.

1. You may access and view our Website and Mobile App and may save an electronic copy or print out a copy of the Materials, solely for your own personal and non-commercial use. If you make a copy of the Materials, you must ensure that such copy must be in the form as presented on our Website or Mobile App and must include all applicable copyright and other notices on our Website Mobile App, as applicable.

2. Except with our prior written permission, you may not copy, store (either in hardcopy or in an electronic retrieval system), adapt, alter, translate, transmit, disseminate, distribute, perform, broadcast, publish, reproduce, publicly display, hyperlink, sell, license, rent, lease or otherwise transfer any of the Materials, or otherwise transfer any of the Materials to any other person (whether for direct commercial purpose or monetary gain or otherwise) or otherwise use in whole or in part in any manner.

3. Except with our prior written permission, you may not create a derivative work from the Materials, nor decompile, reverse-engineer or disassemble the Materials.

4. Any rights relating to the Materials, our Website and Mobile App not expressly granted herein are reserved and no licence or right is granted to you by implication, estoppel or otherwise.

1. You acknowledge and agree that, as a condition of your access and use of our Website and Mobile App, you will not use the Materials or our Website or Mobile App for any purpose that is unlawful or prohibited by these Conditions.

2. You may not use our Website or Mobile App in any manner that could damage, disable, overburden or impair any Finsights server, or the networks connected to any Finsights server, or interfere with any other party’s access and use of our Website or Mobile App.

3. You shall not redistribute, copy, amend, or commercially exploit any of the Materials and/or our Website or Mobile App, or use any of the Materials, our Website or Mobile App in order to build a similar or competitive service.

4. You may not attempt to gain unauthorised access to our Website or Mobile App, or any services provided via our Website or Mobile App, other accounts, computer systems or networks connected to any Finsights server or to any of the services provided via our Website or Mobile App, through hacking, password mining or any other means.

5. You may not obtain, or attempt to obtain, any Materials or other information through any means not intentionally made available on or through our Website or Mobile App.

6. You may not use any computerised or automatic mechanism, including without limitation, any Web scraper, spider or robot, to access, extract and/or download any information from the Materials, our Website or Mobile App.

7. You may not violate other users’ or third parties’ rights to privacy, publicity and other rights, or harvest, scape, data aggregate, data mine, screen scrape, index or collect data and information or other users or third parties without their consent, whether manually, or automatically with the use of any means, including without limitation, bots, crawlers, spiders, sifters and load testers, or engage in testing, pen-testing, sniffing or monitoring of access and use of the Website or Mobile App, their systems, software or hardware.

1. Unless otherwise stated, you may not link (including, but not limited to, hyperlink, in-line link or deep-link) (hereinafter collectively referred to as “Link”), mirror or frame our Website or Mobile App or any part thereof to any other web page, website, server or otherwise. Except with our prior written permission no trademark, trade name, service mark, product name or logo may be used as a Link or to mark any Link to our Website or Mobile App or any part thereof or any other web page or website.
Subject to the restrictions below, you are allowed to hyperlink to our home page at https://www.tradingkey.com or to deep-link to certain of the web pages of our Website or Mobile App:

2. Notwithstanding anything to the contrary in these Conditions, Finsights reserves all rights to terminate any Link from any website to our Website or Mobile App for any reason. Upon our instructions, you must disable, remove and terminate any Link from any web page or website, or any mirroring or framing of our Website or Mobile App or any part thereof immediately.

3. We have no responsibility for the content available on any website which Links, mirrors or frames our Website or Mobile App or any part thereof. In no circumstances will we be considered to be associated or affiliated in whatever manner with any trademarks, trade names, service marks, logos, insignia or other devices used or appearing on websites that Links, mirrors or frames our Website or Mobile App or any part thereof.

1. Any Links provided on our Website or Mobile App are provided for your convenience only. Should you leave our Website or Mobile App via such a Link, the content that you view in such linked web page or website owned or operated by third parties is not provided or controlled by us. We have not developed or reviewed, and are not responsible for the consequences of your accessing the linked web page or website, and/or the content at those web pages or websites. We make no guarantee, representation or warranty as to, and have no liability for, any content at those websites, including, but not limited to, guarantees, representations and warranties regarding truth, adequacy, originality, accuracy, timeliness, completeness, reasonableness, non-infringement, suitability, satisfactory quality, merchantability or fitness for any particular purpose or any representations or warranties arising from usage, custom or trade or by operation of law.

2. Any such Link to other linked web pages or websites on our Website or Mobile App does not constitute (a) an endorsement, authorisation, verification or representation that we are affiliated with the operators or owners of those linked websites; or (b) an endorsement, authorisation, verification, or representation of or as to the contents of such linked websites.

3. You agree that your access to and/or use of such linked web pages or websites is entirely at your own risk and subject to the terms and conditions of access and/or use contained therein (including without limitation their privacy and data processing policies and practices).

4. Where the Website or Mobile App contain third party software, including but not limited to “open source” software, the use of such third party software may be governed by separate copyright notices and license provisions, which shall be made available to you, as applicable, either by such third party software provider or by us. You shall not use, and shall indemnify and hold us harmless for any such use by or on behalf of you, in a manner which infringes the rights of any third party or which is in breach of these Conditions or any specific license terms. You further acknowledge that your use of any third parties’ site and/or software is subject to the applicable third party’s terms and conditions, and you further agree not to hold us liable for any loss or damage of any sort incurred as a result of any such use.

We may allow third party advertisers to place or deliver advertisements on our Website or Mobile App or any part thereof. Such advertisements will be clearly identified as originating from third parties. These third party advertisers may collect, monitor and use information about your visit(s) to our Website or Mobile App and other websites in order to provide advertisements on our Website or Mobile App and other sites about goods and services that may be of interest to you (see below).

We do not endorse, and will not be responsible for, the contents of such advertisements or for your access, use, reliance, sale, purchase, or other action on your part with respect to the contents or subject matter of such advertisements. Terms in the section titled “Links to third party websites [and use of third party software]” in these Conditions shall apply in respect of any Link contained in any such advertisement.

1. Certain web pages and/or sections of our Website or Mobile App may only be used or accessed through your email identifier and password (“Login Credentials”).

2. Identifier and/or password may either be assigned to you or selected by you. Where they have been selected or changed by you, we have the discretion to reject any selection or change without assigning any reason. We recommend that you change your passwords often, use a combination of letters and numbers, and ensure that you use a secure browser.

3. You will be solely responsible to keep the Login Credentials confidential, secret and secure. You must not disclose it, or allow it to be disclosed, to any other person.

4. If you believe that the security or confidentiality of your Login Credentials has been compromised, you have the responsibility to change your identification key or password. You will be liable for any unauthorised use or access of such web pages and/or sections of our Website with your Login Credentials. We are not liable for any damages resulting from any security breaches, unauthorised and/or fraudulent use or access of such web pages and/or sections of our Website or Mobile App with your Login Credentials.

1. The Materials are of a general nature which have not been verified, considered or assessed by us and are provided to you on an “as is” and “as available” basis without warranties of any kind. Your use of the Materials is at your own risk. We hereby disclaim all liability and responsibility to update the Materials. We do not make any representations, and hereby disclaim all warranties, express or implied, statutory or otherwise to the extent permitted by law, in respect of our Website, Mobile App or the Materials, including, but not limited to, guarantees, representations and warranties regarding truth, adequacy, originality, accuracy, timeliness, completeness, reasonableness, non-infringement, suitability, satisfactory quality, merchantability or fitness for any particular purpose, or any representations or warranties arising from usage, custom or trade or by operation of law.

2. Due to number of sources from which the Materials are obtained, and the inherent defects of electronic distribution, there may be errors, delays, omissions, interruption, breach of security, corruption, unavailability of access in connection with or inaccuracies in the Materials, our Website or Mobile App (“Defects”). We do not guarantee, represent or warrant that access and use of our Website or Mobile App will be uninterrupted. We assume no responsibility for consequences of any such Defects even if either of us had been advised as to the possibility.

3. We do not guarantee, represent or warrant that our Website Mobile App is free of Malicious Software. We accept no liability for any loss, damage, claim liability, expense or costs that may result from any transmission of such Malicious Software via our Website or Mobile App (including, but not limited to, files downloaded from our Website or Mobile App).

4. You should not take any action, or omit to take any action, in reliance on the Materials, our Website or Mobile App without independent verification or advice.

5. We will not be liable to you or anyone for any loss, damage, claim, liability, expense or costs, whether in contract, tort (including negligence) or otherwise, arising out of or in relation to:

6. We will not be liable for any direct, indirect, consequential, incidental, special or punitive loss, damage, claim, or liability including, but not limited to, loss of data, profits, business contracts or business opportunities, whether in contract, tort (including negligence) or otherwise.

7. You hereby agree to indemnify and hold us harmless against all loss, damage, claim, liability, expense or costs suffered or incurred by you in connection with or arising from:

1. The Materials are not intended for distribution to or for use by or to be acted on by any person or entity located in any jurisdiction where such distribution, use or action would be contrary to applicable laws or regulations or would subject us to any registration or licensing requirement.

2. It is your sole obligation to ensure that you fully comply with any law, regulation or directive, applicable to your country of residence with regards to your access and use of our Website or Mobile App. The ability to access and use of our Website or Mobile App does not necessarily mean that your access and use of our Website or Mobile App is legal under the laws, regulations or directives applicable to your country of residence.

1. Our Website and Mobile App provides only general information on certain investment products. Finsights does not provide, and the provision of such information must not be construed as Finsights providing, financial advice or recommendation for any investment product. The Materials are subject to change without notice.

2. The availability of any Materials on, or the grant of access or use of, our Website or Mobile App should not be taken in any way as an inducement to trade or a solicitation for orders or entry into any legal relations, nor taken as intended in any way to prompt any action or decision on your part whether to undertake or consider undertaking any investment decision or otherwise.

3. THE MATERIALS RELATING TO INVESTMENT PRODUCTS ARE AND SHOULD BE TAKEN AS PREPARED FOR GENERAL CIRCULATION AND NONE WAS PREPARED WITH REGARD TO THE SPECIFIC INVESTMENT OBJECTIVES, FINANCIAL SITUATION OR PARTICULAR NEEDS OF ANY PARTICULAR PERSON (INCLUDING YOU) WHO MAY RECEIVE OR HAVE ACCESS TO THE SAME. ANY RECOMMENDATION OR ADVICE THAT MAY BE EXPRESSED IN OR INFERRED FROM THE MATERIALS AVAILABLE THROUGH OUR WEBSITE OR MOBILE APP THEREFORE DOES NOT, SHOULD NOT BE TAKEN AS TAKING INTO ACCOUNT, AND MAY NOT BE SUITABLE FOR, YOUR INVESTMENT OBJECTIVES, FINANCIAL SITUATION AND PARTICULAR NEEDS, AND BEARING IN MIND THE POSSIBILITY OF MARKET VOLATILITY AND CHANGES, MAY NOT EVEN COMPRISE CURRENT INFORMATION, CONTENT, RECOMMENDATION OR ADVICE.

4. THE MATERIALS AVAILABLE THROUGH OUR WEBSITE OR MOBILE APP SHOULD THEREFORE NOT BE RELIED UPON IN RELATION TO ANY INVESTMENT DECISION, TRADING ACTIVITY OR ORDER PLACED BY YOU AND YOU SHALL, AT ALL TIMES, RELY ON YOUR OWN INDEPENDENT ASSESSMENT AND JUDGMENT IN RESPECT OF ANY INVESTMENT DECISION OR PROPOSED TRANSACTION AND SEEK INDEPENDENT ADVICE AS NECESSARY FROM YOUR OWN FINANCIAL, LEGAL, TAX OR OTHER PROFESSIONAL ADVISERS, INCLUDING BUT NOT LIMITED TO, ADVICE FROM A FINANCIAL ADVISER AS TO THE SUITABILITY OF THE INVESTMENT PRODUCTS (AS MAY BE REFERRED TO IN THE MATERIALS AVAILABLE THROUGH OUR WEBSITE OR MOBILE APP), TAKING INTO ACCOUNT YOUR SPECIFIC INVESTMENT OBJECTIVES, FINANCIAL SITUATION OR PARTICULAR NEEDS, BEFORE MAKING ANY COMMITMENT TO ACQUIRE, TRADE OR DEAL IN ANY SUCH INVESTMENT PRODUCTS.

5. Investment products are subject to significant investment risks, including the possible loss of the principal amount invested. Past performance of investment products is not indicative of their future performance. Examples, where provided, are provided for illustrative purposes only.

We reserve the right, in our absolute discretion, to monitor any and all access and use of our Website and Mobile App. We reserve our right to terminate your access and/or use of our Website and/or Mobile App or any part thereof and we may block access from a particular internet protocol address to our Website and/or Mobile App or any part thereof in the event of any violation of these Conditions. In addition, we reserve the right to seek all remedies available under these Conditions, at law and in equity for violations of these Conditions. These may include, without limitation, take-down requests to online locations, network service providers, search engines and/or app stores and/or notification to domain registration service providers.

We may, from time to time and at any time, update or revise these Conditions. Such update or revision is effective upon publication on our Website and/or Mobile App. You are responsible for ensuring that you have read the most current version of these Conditions. Your continued access and/or use of our Website or Mobile App will be deemed to constitute your conclusive acceptance of the updated or revised Conditions. The Materials are subject to change including, without limitation, modification, deletion or replacement thereof without notice.

If any provision of these Conditions, in whole or in part, is held to be illegal, invalid or unenforceable under any enactment or rule of law or by any court in any jurisdiction: (i) such provision or part will, to that extent, be deemed not to form part of these Conditions, but the legality, validity and enforceability of the remainder of these Conditions is not affected; and (ii) the legality, validity and enforceability of that or any other provision or part under any other jurisdiction will not be affected.

These Conditions shall be governed by, and construed in accordance with, the laws of Singapore. You agree to submit to the non-exclusive jurisdiction of the Singapore courts.