ACH Transfer
19 hours agoACH transfer is a method of payment or deposit that originates from the traditional banking sector. More specifically, it refers to an electronic payment made between bank accounts via the ACH network.
ACH stands for Automated Clearing House, which is a financial network in the U.S. utilized by individuals, businesses, and various levels of government for electronic fund transfers and payments.
The ACH system enables both businesses and consumers to transfer money between bank accounts quickly and securely, eliminating the need for paper checks, credit card networks, wire transfers, or cash.
To initiate an ACH transfer, only a few essential pieces of information are required:
- Name
- Bank account number
- Bank routing number
Crypto traders and investors can utilize ACH transfers to fund their personal cryptocurrency wallets and trading accounts. Centralized cryptocurrency exchanges (CEX) and service providers accept ACH payments as a deposit method because it allows for direct fund transfers from the customer's bank account, in contrast to credit cards, which were previously banned for crypto-related purchases or deposits.
Typically, ACH payments or transfers take about 3-4 business days to process.
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